Loans

Vehicle, Boat and RV Loan Guarantee

For Meadow Gold Employee’s Credit Union members we guarantee* the best interest rate on a car, truck, sports utility vehicle, boat and RV loan.

We generally have the best rate in town anyway, but our guarantee is that if you are approved for a better interest rate at your local bank or credit union we’ll beat it by .10%.

Don’t have perfect credit?  No problem, we can generally beat your rate using our regular rate sheet.

If you don’t have a down payment, no worries!  We finance up to 100% of the book value or purchase price.  You can even get pre-approved so you know your purchasing power when looking for a vehicle.  And with the high prices of cars these days, extended terms are also available.

And it’s easy.  We’ll take your application over the phone, providing you with friendly personalized service.  What could be easier.  Simply call us at 801-908-7113.  Ask for Marisa or Lynn.

*  We will beat a competitor’s rate to as low as 2.79% APR. A competitor is defined as another credit union or financial institution not offering a rate subsidized by the manufacture. On approved credit. Membership and eligibility required. 

See our current loan rates here.

New & Used Auto and RV Loans

Meadow Gold Employee’s Credit Union offers competitive rate financing for the following types of vehicles:

  • Car, Truck, SUV
  • Travel Trailers, Campers, Motor Homes
  • Boats, Water Craft
  • Motorcycle, ATVs
  • Snowmobiles

Personal Loans

The Credit Union offers personal loans up to $10,000 based upon your credit rating and offers competitive rates and terms up to 48 months. When it comes to making important purchases, Meadow Gold Employee’s Credit Union provides solutions. We offer competitive rates and terms to help you achieve financial stability. Even when you need a small loan, come talk with us. Don’t feel you have to use a check cashing company. They charge unbelievably high rates and don’t care about your financial well-being.

Overdraft/Line of Credit

If you have a checking account you may qualify for up to $5,000 on an Overdraft/Line of Credit. This loan can be used as overdraft protection in case you write a check that exceeds the amount available in your checking account. Or you can get an advance anytime up to your approved line of credit. Payments are only $5.00 per $100.00 of the unpaid balance with a minimum of $25.00 monthly.

Share/Certificate Secured Loans

Borrow up to the available amount in your Share Savings or Certificate account for as little as 3.00% above the rate you’re earning. A super fast loan since there’s no need to qualify. Extremely flexible terms are available.

Visa Credit Cards

There are lots of credit cards to choose from, now at Meadow Gold Employee’s Credit Union we offer a more diversified Visa Card Program: Visa Classic, Visa Platinum and Visa Platinum Preferred. You can now take advantage of a wealth of privileges that come with this new Visa card.

Along with a competitive rate, our Visa cards offer you a variety of benefits that save you time and money, including: credit line up to $25,000; 25-day grace period on purchases; ATM access; Automatic Payments, Warranty Manager Service, free Auto Rental Insurance, free Travel Accident Insurance, plus more.

If you are paying a higher interest rate somewhere else, you can transfer your balance and save. Our balance transfer option makes it easy to move your existing balances from another credit card over to our card.