Rates

Loan Rates

(Effective July 6, 2017)

Auto
Up to 5 years old  Yes! We do terms up to 96 months. Call for details. Max. Term

APR

As low as 3.000% 60 months

APR

As low as 3.250% 72 months

APR

As low as 4.000% 84 months
6 – 10 years old Max.Term

APR

As low as 3.500% 36 months

APR

As low as 4.500% 72 months
11 – 20 years old Max. Term

APR

As low as 7.750% 36 months

APR

As low as 8.750% 60 months
Trailer/Motorhome/Boat
Up to 5 years old Max. Term

APR

As low as 4.250% 60 months

APR

As low as 4.500% 84 months

APR

As low as 5.000% 144 months
6 – 10 years old Max. Term

APR

As low as 5.000% 60 months

APR

As low as 5.250% 84 months
11 – 20 years old Max. Term

APR

As low as 8.000% 36 months

APR

As low as 8.500% 60 months
ATV/Motorcycle/Snowmobile
Up to 5 years old Max. Term

APR

As low as 4.750% 60 months

APR

As low as 5.000% 84 months

APR

As low as 5.250% 120 months
6 – 10 years old Max. Term

APR

As low as 5.000% 48 months

APR

As low as 5.500% 72 months
11 – 20 years old Max. Term

APR

As low as 8.250% 36 months

APR

As low as 8.750% 60 months
Personal

APR

As low as 9.000% Up to 24 Months

APR

As low as 11.000% Up to 48 Months

APR

As low as 12.000% Up to 60 Months
Share/Certificate Secured Max. Term
Share Secured 4.000% Up to 60 months
Share Secured 5.000% Up to 120 months
Certificate Secured 3.000% above Certificate rate (APY) Up to 120 months
Overdraft/Line of Credit 14.000%
Rates are subject to change without notice.

Savings Rates

(Effective June 30, 2017)

Description Rate Annual Percentage Yield (APY) Minimums
Share/Secondary/IRA $100 to earn dividend
$100 to $10,000 0.150% 0.150% Rates are declared quarterly at end of quarter.
$10,000 to $50,000 0.250% 0.250%
$50,000 and above 0.300% 0.300%

Certificates Rates

(Effective June 30, 2017)

Certificates                                Rate Annual Percentage Yield (APY) $1,000 to open a Certificate
6 month 0.399% 0.400%
12 Month 0.599% 0.600%
18 Month 0.599% 0.600%
24 Month 0.847% 0.850%
Dedication Certificate Rate Annual Percentage Yield (APY) $0
6 Month 0.250% 0.250% Requires a minimum $25/month deposit.  If monthly deposit is missed, this account may be converted to a Secondary Savings account and all dividends may be forfeited.
12 Month 0.449% 0.450%
18 Month 0.449% 0.450%
24 Month 0.698% 0.700%

Rates are subject to change without notice. Dividends are paid quarterly.

Your savings Federally insured for up to $250,000 by the NCUA.